How We Serve
We believe that sound financial advice and long-term strategies will help you pursue your goals more quickly than short-term risky investments. We serve our clients best by providing “slow and steady” advice over the years.
Our Services
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Investment & Asset Management Retirement Planning Financial Planning
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Portfolio allocation recommendations Diversifying your retirement income 401(k) investment selection
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Portfolio rebalancing Defending against market volatility Lifetime income analysis
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Tax-efficient investing Estate planning Education funding
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Personal Representatives and Fiduciaries
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Asset Class Investing
While it is easy to get caught up in the state of the economy or the latest “hot” stock, we believe passionately that the way you invest should be aligned with where you are in your life…not with the short-term ups and downs of markets.
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You should have a financial blueprint to help you manage your opportunities, needs, concerns and goals. We call this approach Asset Class Investing and believe it makes good sense as you plan for both today and tomorrow.
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There are three things to remember about how Asset Class Investing can work for you and your family:
1. It focuses your investment portfolio on meeting your life goals.
It is an approach designed to help you manage towards your most important goals rather than to short-term market trends.
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2. It is based on science and academic research.
It combines the latest discoveries in economics and investing with close to 90 years of market data and insights as well as in-depth studies of investor psychology and behaviour.
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3. It is a disciplined and structured approach.
It helps avoid the common behavioural mistakes that can compromise your long-term financial goals.
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Personal Representatives and Fiduciaries
The reality of life is such that we are often faced with the traumatic experience of the death of a loved one or close friend.
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Dealing with the estate of a loved one or close friends is often an addition to the emotional anguish. Those who are charged with dealing with the decedent’s personal and financial affairs following death are often left with many more questions than answers regarding their duties and responsibilities.
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We have trained experts who know exactly what legal procedures and processes that are required to make this process easy for our client.
Our Personal Representatives and Fiduciaries team is made up of trained lawyers and financial experts vast in local and international laws that can help guard you throughout the process.
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Wealth Advisory Process
One of the most important components of any successful advisory relationship is truly understanding who you are as a person. That is why we focus on what is most important to you, both financially and personally.
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We look at all the major aspects of your financial life, including your specific values and goals as well as your time horizon, income and liquidity needs and ability and willingness to take risks. Together, we will define your personal definition of financial success and work with you to translate this into prioritized goals.
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As the Wealth Solution Graphic shows below, we can help you address a wide variety of goals in a number of key areas.
Once we have discovered and understand what is most important to you, we work together to develop and implement a plan to help get you there.
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Because life is never static, we closely monitor your plan and make sure that it always reflects your situation. In addition, as financial markets go up and down, we help manage the level of risk in your portfolio through periodic rebalancing.
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Get a Second Opinion About Your Financial Plan
Our second opinion service is more than just a discussion about money and financial strategies. We want you to decide if we're a good fit for your needs, and we want to see if we can truly add value to your life.
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Schedule a meeting with us for a second opinion and here's what you'll get:
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We'll spend most of the meeting discussing your needs and listening to your answers.
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We'll answer all your questions regarding our fees and the services we provide.
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We'll talk about your current investment strategy and make notes for our follow-up conversation.
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Although we may discuss ideas during the meeting we want to spend most of the time listening, rather than immediately trying to provide solutions.
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After the meeting we'll put together some information and ideas for strategies that best fit what you've told us about your goals and income. Next we'll schedule a follow-up conversation in which we'll present our second opinion about your current plan.
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There's no obligation for our second opinion service and any information we provide during your meeting and afterwards is yours to keep.
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